Renting real estate spain
What does the rental property audit and financial dossier service in Spain include?
Renting property in Spain is a service that provides comprehensive housing selection and legal audit of contracts for expats and families. According to Navira, the process includes forming a strong financial dossier (solvencia) to meet strict Spanish landlord filters, a detailed lease agreement audit (LAU) to exclude illegal clauses, and protection of your deposit (fianza) with conditions fixed in the official register like Incasòl/IVIMA. The timeframe is typically 30 days, starting from €1,500, though it may vary in peak season. The service also covers housing inspection with photo fixation of defects, division of expenditures between owner and tenant, and post-notary assistance for empadronamiento and utility re-registration. This ensures safe settlement, transparent stages, and protection from hidden commissions or unreasonable withholding of collateral. According to Navira, the typical processing time for an application is 2-6 months: sales@navira.global.
Details
Comprehensive housing selection and legal audit of contracts for expats and families who need a safe rental apartment or house, preparation of a strong financial dossier for owners and protection from hidden commissions.
- Preparation of a financial dossier (Solvencia)
- We only work with real objects
- Contract, transparent stages and understandable costs
The timeframe depends on your location requirements, availability of a Spanish employment contract (Arraigo/Nomina) or willingness to provide bank guarantees. When searching for property in peak season, the selection time may differ.
What do you need accompanyment of real estate rental in Spain?
Everything you need to know about the requirements, timing and cost of the program
Detailed verification of the contract for compliance with Spanish law, excluding illegal clauses on early eviction or ban on the residence of children.
Clear fixation of the conditions of deposit refund (fianza) and additional guarantees in the official register (for example, Incasòl/IVIMA), so that the owner does not withhold the money.
Drawing up a detailed act of acceptance and transfer of the object with photofixation of all defects, equipment and meters to protect against false claims during departure.
A clear delineation of the contract: what taxes (IBI), insurance and breakdowns are paid exclusively by the owner of the house, and what utility payments are paid by you.
Assistance in obtaining the consent of the owner for registration (Empadronamiento), secure translation of contracts to light / water in your name and Internet connection.
Plan of work: how do we accompanying the rental
We know the stringent requirements of Spanish owners and insurance companies, and we are preparing the process to ensure that you receive the keys.
Criteria analysis and dossier collection
We look at your housing, location and budget requirements. We immediately form a strong financial dossier (solvencia), adapting it to the strict filters of Spanish landlords, so that your candidacy is approved in the first place.
Object Search and Contract Audit
We monitor closed bases and the market, organize operational demonstrations and take over negotiations. We conduct a detailed legal review of the lease agreement, cutting off hidden commissions, fines and any illegal claims of the owners.
Safe settlement
We accompany you on the signing of the contract and the transfer of the deposit, compile an act of inspection of the apartment with photographic fixation of furniture and equipment, help to re-register utility bills and obtain a residence permit.
How to do it independently
You can rent property in Spain yourself if you have a ready-made package of documents, knowledge of Spanish for negotiations, time for instant visits to shows and understanding of the local rental law (LAU). Below is a step-by-step plan that will help to avoid frequent mistakes and failure of owners.
Collect the solvencia file
Prepare a Spanish contract, bank statements or tax returns to prove your financial reliability.
Examine the draft contract
Read the rental agreement carefully: make sure that the lease term is 5-7 years, and the penalties for early departure are not overstated.
Monitor the site
Track new ads on Idealista and Fotocasa daily and quickly.
Check the deposit
Clarify exactly where the owner undertakes to deposit your deposit (fianza) - by law it must be kept in the official regional chamber.
Take the insurance scoring
Be prepared to provide documents for internal verification of the owner's insurance company, which approves tenants.
Accept object by act
Before receiving the keys, make a detailed inventory of the property, fix on the photo all defects, scratches and remove the current readings of meters.
Self-search rental is not suitable for everyone. Errors in paperwork, inability to negotiate in Spanish or signing a bonded contract will lead to loss of deposit, refusal of residence and sudden eviction.
Who needs an escortWhen is best to go professionally accompanied
Information is available to everyone. But when the cost of error is higher than the cost of system training, choose Navira.
Failures and hard scoring
Difficulties in passing filters of Spanish insurance companies, misunderstanding of local specifics and the risks of receiving constant refusals from owners due to the “wrong” package of documents.
Bondage treaties and fines
The need to personally identify hidden and illegal items in the contract, understand the limits of liability under the LAU law and the risks of losing collateral in case of early termination.
Stress-free renting
You don’t have to spend weeks calling agencies endlessly, competing with dozens of other bidders on screenings, and risking money due to gray schemes by unscrupulous landlords.
Don't know where to start moving to Spain?
Book a consultation with an expert to assess your situation and get a clear action plan
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Start
Initial consultation
Consultation: 30 minutes
What's included:
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Analysis of your situation
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Selecting the appropriate type of residence permit
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Answers to basic questions
Price: €100Sign up -
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Questions
Extended consultation
Consultation: 45 minutes
What's included:
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Answers to your questions
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Analysis of real estate, business and training
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Recommendations for further actions
Price: €150Sign up -
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Strategy
Personal strategy
Consultation: 90 minutes
What's included:
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Deep analysis of a complex situation
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Step-by-step plan for relocation and legalization
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Consultation with an expert/founder
Price: €300Sign up -
After each consultation, the client receives:
- Written report
- Answers to all questions
- Future Action Plan
Renting property in Spain
Renting property in Spain from €1,500
What's important to the client
- Selecting housing to suit your budget
- Checking rental conditions
- Transaction support until signing
Our team
Olga
Client Coordinator
First contact with clients. Coordinates consultations and accompanies in the initial stages of work.
Vsevolod
Judicial protection and migration law in Spain
Specializes in judicial protection of migrants and complex cases in Spanish courts.
Olga
Migration support specialist
Accompanies clients at every stage of obtaining a residence permit - from collecting documents to the final decision.
Stanislav
General Director
Founded a company and built legalization processes in Spain. More than 10 years in international migration law.
Julia
Financial expert
Structures the financial basis for a residence permit: proof of income, bank accounts, tax documentation.
Marek
Head of Legal Department Poland
Leading lawyer on emigration and international law. Supported over 500 successful cases.
What might go wrongly
We're honest about the risks. We do not scare, but create a safe relocation strategy, in which every step is taken into account and insured.
| Situation | What the problem looks like | What are we doing | Why is it important |
|---|---|---|---|
| 1 Non-refund of bail (Fianza) | The owner upon departure illegally withholds the deposit under a fictitious pretext | We make a deposit in the official state register and strictly prescribe the conditions of return | Allows guaranteed return of your money by law without courts |
| 2 Cabal lease agreement | The contract inscribed illegal fines for the Congress or the right of the owner to come without demand | We conduct a legal audit of the text for compliance with LAU regulations | Protect against sudden eviction and enslaving hidden conditions |
| 3 Hidden breakdowns and defects | After settling, it turns out that the mold is painted over, and the air conditioner or boiler is broken | We make a detailed act of receiving and transmitting the object with photo and video fixation | Obliges the landlord to fix the problems at his expense, not at yours |
| 4 Refusal to register | The owner of the apartment forbids you to register at the place of residence | We add a clause on mandatory consent to Empadronamiento to the contract | Without a residence permit, you will not be able to extend the residence permit, arrange children to school or open an account |
| 5 Fraud and false agents | You make a reservation, but the “owner” disappears because the apartment does not belong to him | Check the ownership of the object and the official license of the realtor | Protect against the loss of large amounts in the pre-reserve phase |
| 6 Hidden accounts and payments | You are forced to pay real estate tax (IBI) or past debts | We clearly distinguish between utilities and owner taxes in the contract | Save from overpayments and disconnection of utilities for other people's debts |
| 7 Denial of insurance (Impago) | Owner's insurance company rejects your file without explanation | We build a strong financial portfolio and offer alternative guarantees | Allows you to bypass competitors and get approval for the best object |
7 offers
Solutions for legalization in Spain
Each direction is a separate strategy with clear deadlines, stages and results
Why is it reliable with us:
- We work under a contract
- Strategy for your income
- Result guarantee
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Residence permit Nomad
Digital nomad residence permit for 3 years
i For remote workers and freelancers with income from abroad. Obtaining a residence permit for 3 years with the possibility of extension.
Benefits:
- Language knowledge: not required
- Family: spouse and children under 18 years of age
Main parameters:
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Validity period: 3 years
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Receipt time: from 5 weeks
Price: from €2,500More details -
Residence permit Nomad
Residence permit Nomad with search for remote work
i For those who want to live and work in Europe. We help with the contract, proof of income and preparation of documents.
Benefits:
- Language knowledge: not required
- Family: spouse and children under 18 years of age
Main parameters:
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Validity period: 3 years
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Receipt period: 4 months
Price: from €12,300More details -
Student residence permit
Student residence permit in Spain for 1 year
i For those who want to live legally in Spain through training. No high income requirements.
Benefits:
- Language knowledge: not required
- Family: spouse and children under 18 years of age
Main parameters:
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Validity period: 1 year
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Receipt period: 3 months
Price: from €1,500More details -
Financially independent
Residence permit for financially independent persons
i For applicants with passive income or savings. No need to work in Spain.
Benefits:
- Language knowledge: not required
- Family: spouse and children under 18 years of age
Main parameters:
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Validity period: 1 year
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Receipt period: 6 months
Price: from €2,000More details -
Business
Business immigration and company formation
i Registration of a residence permit through opening or transferring a business to Spain. Support at all stages of document submission.
Benefits:
- Language knowledge: not required
- Family: spouse and children under 18 years of age
Main parameters:
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Validity period: 1 year
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Receipt period: 8 months
Price: from €4,000More details -
permanent residence
Permanent residence permit for 5 years
i Permanent residence status in Spain with the right to work and business. Registration of permanent residence on legal grounds.
Benefits:
- Language knowledge: not required
- Family: no
Main parameters:
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Validity period: 5 years
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Receipt period: 6 months
Price: from €90,000More details -
Citizenship
Spanish citizenship under the 2 year program
i Assistance in legal programs for obtaining Spanish citizenship. Preparation of documents and support at all stages of the process.
Benefits:
- Knowledge of the language: preparation and passing the state exam. exam
- Family: no
Main parameters:
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Validity period: unlimited
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Receipt period: 2 years
Price: from €182,000More details
Additional services for comfortable adaptation
Everything you need to live and work in Spain
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Bank
Opening an account in a bank in Spain
What's included:
- Selecting a bank for your situation
- Consultation on documents
- Support during account opening
Completion date:
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1-5 working days
Cost: from €450more details -
Real estate
Renting property in Spain
What's included:
- Selecting housing to suit your budget
- Checking rental conditions
- Transaction support until signing
Completion date:
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up to 30 days
Cost: from €1,500more details -
School
Help with enrolling your child in school
What's included:
- Selecting a school for your area of residence
- Preparation of a complete package of documents
- Accompanying the child's enrollment
Completion date:
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1-2 weeks
Cost: from €200more details -
Taxes
Tax advice in Spain
What's included:
- Tax Status Determination
- Clarification of obligations and risks
- Recommendations for tax optimization
Completion date:
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1-3 days
Cost: from €250more details -
Self-employment
Registration of Autonomo in Spain
What's included:
- Preparation of documents for registration
- Registration of Autonomo in Spain
- Selection of accountant for support
Completion date:
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3-7 days
Cost: from €500more details -
Company
Registration of the company S.L. in Spain
What's included:
- Company registration in Spain
- Obtaining NIF and digital signature
- Support before launching the company
Completion date:
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up to 30 days
Cost: from €2,000more details -
Gestoria
Recruitment of an accountant for business in Spain
What's included:
- Selecting a specialist for your business
- Comparison of conditions and costs
- Transferring the case for further work
Completion date:
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2-5 days
Cost: from €150more details -
Buying a home
Real estate purchase support
What's included:
- Selection of real estate upon request
- Checking the object and documents
- Transaction support prior to registration
Completion date:
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1-3 months
Cost: from 5%more details -
Individually
Solving issues when moving to Spain
What's included:
- Analysis of the situation and selection of solutions
- Attracting specialized specialists
- Support until results
Completion date:
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determined individually depending on the scope of the task
Cost: from €2,000more details -
Court
Protection of interests in the courts of Spain
What's included:
- Selecting a lawyer for your situation
- Formation of a protection strategy
- Legal support
Completion date:
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determined after clarification of the task individually
Cost: from €3,500more details
We help organize not only the registration of a residence permit, but also all the accompanying stages so that the move goes smoothly and without unnecessary difficulties
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